| [icon-no] | Regular Checking | Bank Club | NOW Account | New Money Fund (Money Market) |
|---|---|---|---|---|
Minimum to open | $500.00 | $500.00 | $1,500.00 | $2,500 |
Interest Paid If all requirements are met * | None | None | You must maintain a minimum balance of 1500.00 in the account each day to obtain the disclosed annual percentage yield | You must maintain a minimum balance of 1000.00 in the account each day to obtain the disclosed annual percentage yield |
Interest Rate | n/a | n/a | Call 903-395-2131 for current rates | Call 903-395-2131 for current rates |
Statement Cycle | Monthly on the 15th of each month | Monthly on the 15th of each month | Monthly | Monthly |
Monthly Service Fee | if the balance falls below $500.00 during statement cycle there will be a monthly service charge: $7 for balance $400-$500, $8.00 for balance $300-$400, $9 for balance $300 or less | $9 includes free bank club checks (limit one box per month, restrictions do apply) | If the balance falls below $1500.00 during a statemnts cycle there will be a monthly service charge of $7.50. A percheck fee of $0.25 will be charged for each debit in excess of 25 during a statement cycle | If the balance falls below $1000.00 during the statement cycle there will be a monthly service charge of $10. A percheck fee of $2.00 will be charged for every check in excess of 6 during your statement cycle |
Transaction Limits | unlimited | unlimited | limited to 25 debits per month | limited to 6 debits per month |
Type of Statement | Regular statement or E-statement option | Regular statement or E-statement option | Regular statement or E-statement option | Regular statement or E-statement option |
Features | *free Internet banking with options to add bill pay *instant issue debit cards available upon request $10.00 per card | *free Internet banking with options to add bill pay *instant issue debit cards available upon request $10.00 per card | *free Internet banking with options to add bill pay *instant issue debit cards available upon request $10.00 per card | *free Internet banking |
Other Restriction or Benefits | $29.00 NSF Fee, $1000.00 daily limit for debit/credit transactions and $300 daily for ATM, bill pay is available for $5 per month | $29.00 NSF Fee, $1000.00 daily limit for debit/credit transactions and $300 daily for ATM, bill pay is available for $5 per month | $29.00 NSF Fee, $1000.00 daily limit for debit/credit transactions and $300 daily for ATM, bill pay is available for $5 per month | no |
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
